Don’t Let This Be You…

You know if this is you. Break the cycle. I don’t think a mug can hold more than six years of procrastination–well at least not with the same sized font 😂

Natasha’s Quote of the Day: Aspirational Strategy

“Sometimes you have to keep your dreams, goals, setbacks, and frustrations to yourself because you are the only one walking in your shoes, and not everyone sees and experiences what you do—besides the fact that they have their own goals, issues, and needs—so they may dismiss, patronize, belittle, ignore, or make light of what you are focused on—-instead of allowing that added energy to get you down, separate yourself and then pour yourself into your work, project, or plan. When you have reached your goal it will seem effortless to the rest of the world!” – Natasha L. Foreman

Copyright 2013. Natasha L. Foreman. All Rights Reserved.

Natasha’s Thought of the Day: Dream Big!

Children are huge dreamers before adults destroy their imaginative spirits and tell them to start thinking smaller, to start being “realistic”. The huge dreams of a child is exactly where God wants us to be. There is no fear connected with dreaming big and setting goals to attain what we desire. There is fear in thinking small. The most successful people in the world open their minds to what most people would consider the impossible, the inconceivable, and the insane. 

Think of President Barack Obama, Dr. Martin Luther King, Jr., Bill Gates, Steve Jobs, Oprah Winfrey, Mark Zuckerberg, Mary Kay Ash, Bob Johnson and others who had big dreams and didn’t stop thinking, pushing, and working even after those dreams materialized. Even after they passed away, King, Jobs, and Ash’s legacies continue to live on through the work they started…their passion serves as the fuel for their mission. Their brand continues to grow.

We must realize that our actions and lack thereof impact us and others for generations. The native Americans have a saying that every decision we make today impacts seven generations of the future. So consider the decisions you make each day. Make sound decisions but don’t limit yourself in fear. Allow yourself to dream big and have the intense imagination that you did as a child. Free yourself!

Picture by SoggyPigeon at deviantart.com

Copyright 2012. Natasha L. Foreman. All Rights Reserved. 
Excerpts of this thought were first drafted for Breaking Bread with Natasha on WordPress and Blogspot.
Artwork source: soggypigeon.deviantart.com

7 Habits of Highly Frugal People

I ran across this article not too long ago that caught my attention. Simply titled the “7 Habits of Highly Frugal People”, it does an impressive job breaking down seven habits that everyone can do (if serious and committed) to become frugal in their spending and living. Living frugally means spending sparingly, scrimping, and skipping on purchasing simply because you have the money– choosing rather to save towards a purchase or investing in something with greater returns.

If you’re sick and tired of being sick and tired, barely making ends meet, having more month than money (with only high-end clothes or gadgets to show for), or realize that your financial legacy may not be much of one in 50-70 years (or worse, 5-10 years), then this article is for you. I took each habit, highlighted key characteristics and then provided additional details and resources at the end. I of course also included a link to the article so you can read it for yourself. Let’s get started shall we?

Habit One: Be Proactive
**Taking the first step and claiming responsibility; telling others this is your goal and intended lifestyle; listen to yourself and your excuses for buying things**

Habit Two: Begin with the End in Mind
**Visualizing effective frugality**

Habit Three: Put First Things First
**Recognize the effects of your finances and understand it’s okay to say no**

Habit Four: Think Win-Win
**Creating frugal win-win scenarios**

Habit Five: Communication
**How listening can help you to become effectively frugal**

Habit Six: Synergize
**Learning ways to be more frugal, and surrounding yourself with other frugal people**

Habit Seven: Sharpen the Saw
**Learning to frugally renew yourself physically, mentally, emotionally, and spiritually**

To read the article in its entirety visit: http://moneyning.com/frugality/7-habits-of-highly-frugal-people/? There are also some other great things and resources to consider that were mentioned in the article:

1. There are six action steps to take when you are feeling financially vulnerable: http://moneyning.com/better-yourself/6-action-steps-to-take-when-you-feel-financially-vulnerable/

2. When building wealth, remember to think of the big picture too http://moneyning.com/investing/seeing-the-big-picture-in-creating-wealth/

3. Learn to embrace the positive influence of saving money http://moneyning.com/money-beliefs/positive-influence-of-saving-money/

4. Frugality doesn’t mean having to give up all of your luxuries and things that make you happy  http://moneyning.com/frugality/are-you-tired-of-being-frugal/

5. Practicing frugal principles  http://moneyning.com/frugal-living/

6. Making SMART goals http://moneyning.com/better-yourself/add-an-s-to-smart-goals-this-year/

7. Consider these 25 ways to pay off your debt more easily. http://moneyning.com/debt/25-debt-reduction-tips-for-your-immediate-action-plan/

Copyright 2011.
Copyright 2012. Natasha L. Foreman

Natasha’s “Discipline and Focus” Quote of the Day 12.15.11

I learn the lesson and move forward, not dwelling on what once was because I’m too focused on what I’m doing now and how it can impact my future. I’m not concerned with those I once encountered who I walked away from because if they were meant to be in my life today God would have kept them by my side…I am not concerned with what once was or if something could have been differently; the woulda, coulda, shoulda is for people who will always be less than where they need to be in life. I am also in no hurry to get to my future for I am still amazed by what is taking place today, the present, and the gifts that I receive daily by just being receptive and accountable. I strive to lead, live and make decisions in and through excellence not fear, doubt, or insecurity. Those who don’t see things that way usually don’t last walking next to me on this path. I lovingly allow them to stay behind or sprint ahead, because I’m on a long-distance mission of greatness that can’t be rushed or held behind.”

– Natasha L. Foreman, MBA

(a portion of this quote is an excerpt from her 12.15.11 “Breaking Bread With Natasha” posts. Check them out here: WordPress and Blogger)
Copyright 2011. Natasha L. Foreman. All Rights Reserved.

Natasha’s Thought of the Day: My Definition of a Coward

A coward is a hilarious yet pitiful sight to see and experience. A coward hides behind aliases, anonymity, avatars, masks, lies, and other people. A coward yells loudly behind mommy’s dress and daddy’s coat, but never stands out and speaks up for the world to see. A coward spits venom like a serpent but is too scared to face those they attack. A coward has little to no self-esteem, self-worth, dignity, or grace, so lacking a spine they sneak around trying to drag others to their level. A coward will hide behind a title but never live up to it. A coward is never dependable, reliable, or consistent…except in their cowardice. They simply exist, but never live, and even in their existence they don’t leave much of an impression.

I’m not too sure if I should feel sorry for the cowards of the world, sympathy, or nothing at all. They are a sad group of people. They can never stand on their own, they can never fight their own battles, they can never truly lead, they always make excuses for their inadequacies, and blame others for their shortcomings. Cowards are always the victim, always the damsel in distress, always the ones needing saving, always the ones complaining about what’s wrong and why they can’t do something. The words, ‘can’t’ and ‘impossible’ begin and end their sentences, and sometimes their days.

Cowards live for revenge, wanting to pay back those who hurt them, but they don’t have the courage to actually face this person head on. Cowards like to pick fights, but never stick around for combat, or they find a way for others to join the fight so their weaknesses are never revealed. They are the ones who spread rumors and cause drama, but in a sneaky, cleaver kind of way–that always make them look innocent. They pretend to be someone they aren’t because they don’t have the courage to be who they were created to be. They are weak-minded, weak physically, weak morally, and weak spiritually. They live in constant darkness; for only in light can one find true strength. It’s no wonder why cowards always prefer playing devil’s advocate, because for them it is too great a mountain to climb reaching up towards hope, possibility, and excellence, when they can use less effort kneeling down towards mediocrity.

I have encountered many cowards in my time, some as recently as today, and I am amazed at how much time they have on their hands to focus their energy on doing absolutely nothing of relevance in our world–except in their minds. It is pitiful that these insecure people spend so many hours of their day thinking about me, plotting and planning against me, and envious of what I have that they wish they had. We all have had our run-ins with cowards like this. See, cowards have plenty of time and energy to spread lies and hate, try to destroy other people’s reputations, families and businesses,  yet they don’t invest the time and energy to bring goodness and love into our world. They don’t have the time and energy to make a positive contribution to society, yet they can waste all of their resources trying to drain someone else and destroy their dreams. They don’t have the time and energy to build, create, innovate, inspire, embrace, uplift, and shine. Yet they have the time and energy to tear things apart, destroy, manipulate, deceive, and play childish games. They have time to send stupid messages and make phone calls to others hoping to make them feel as miserable as they do; post idiotic things on the Internet for even the tiniest bit of attention; make claims without supporting evidence; and just take up much-needed space in the world. They eventually leave this world as they entered it and lived it…clueless!

I have more respect for the person who tries and fails, than the one who never tries. I have more respect for the person with bumps, bruises, cuts and burns from falling down in life, because in their walk I see that they found a way to get back up. I have more respect for the person who comes to me directly, without masks, anonymity and code names, and just speaks their mind. I have more respect for the person who comes right out and confronts me with the goal to fight, than sucker-punch me in the dark. I have no respect for a person who isn’t brave enough to stand up and speak their mind. I say what I want to say, and clearly say my name when I’m speaking. I don’t post to my blogs or anywhere else as “anonymous” or with some made up alias, or using a picture not mine, because I have the courage to speak up, speak out, and back up what I say. My parents didn’t raise a punk, so I don’t cower over like one. I’m no bully and I won’t be bullied–never have and never will!

So I have one last thing to say to the cowards of the world…you can say what you want and do what you want, because just like your anonymity, you really don’t exist!

 

Copyright 2011. Natasha L. Foreman. All Rights Reserved.