When Was the Last Time You Made Yourself Laugh?

I just published a post on my SnapChat adventure the other day. Check it out. I hope it makes someone smile, laugh, and then focus on doing the same thing for themselves!

Allow Yourself to Just Be Free
Allow Yourself to Just Be Free

Love,

Natasha

7 Habits of Highly Frugal People

I ran across this article not too long ago that caught my attention. Simply titled the “7 Habits of Highly Frugal People”, it does an impressive job breaking down seven habits that everyone can do (if serious and committed) to become frugal in their spending and living. Living frugally means spending sparingly, scrimping, and skipping on purchasing simply because you have the money– choosing rather to save towards a purchase or investing in something with greater returns.

If you’re sick and tired of being sick and tired, barely making ends meet, having more month than money (with only high-end clothes or gadgets to show for), or realize that your financial legacy may not be much of one in 50-70 years (or worse, 5-10 years), then this article is for you. I took each habit, highlighted key characteristics and then provided additional details and resources at the end. I of course also included a link to the article so you can read it for yourself. Let’s get started shall we?

Habit One: Be Proactive
**Taking the first step and claiming responsibility; telling others this is your goal and intended lifestyle; listen to yourself and your excuses for buying things**

Habit Two: Begin with the End in Mind
**Visualizing effective frugality**

Habit Three: Put First Things First
**Recognize the effects of your finances and understand it’s okay to say no**

Habit Four: Think Win-Win
**Creating frugal win-win scenarios**

Habit Five: Communication
**How listening can help you to become effectively frugal**

Habit Six: Synergize
**Learning ways to be more frugal, and surrounding yourself with other frugal people**

Habit Seven: Sharpen the Saw
**Learning to frugally renew yourself physically, mentally, emotionally, and spiritually**

To read the article in its entirety visit: http://moneyning.com/frugality/7-habits-of-highly-frugal-people/? There are also some other great things and resources to consider that were mentioned in the article:

1. There are six action steps to take when you are feeling financially vulnerable: http://moneyning.com/better-yourself/6-action-steps-to-take-when-you-feel-financially-vulnerable/

2. When building wealth, remember to think of the big picture too http://moneyning.com/investing/seeing-the-big-picture-in-creating-wealth/

3. Learn to embrace the positive influence of saving money http://moneyning.com/money-beliefs/positive-influence-of-saving-money/

4. Frugality doesn’t mean having to give up all of your luxuries and things that make you happy  http://moneyning.com/frugality/are-you-tired-of-being-frugal/

5. Practicing frugal principles  http://moneyning.com/frugal-living/

6. Making SMART goals http://moneyning.com/better-yourself/add-an-s-to-smart-goals-this-year/

7. Consider these 25 ways to pay off your debt more easily. http://moneyning.com/debt/25-debt-reduction-tips-for-your-immediate-action-plan/

Copyright 2011.
Copyright 2012. Natasha L. Foreman

“Frankie Leg”: A Fun Image of Grandmothers Shedding their Frail Stereotype, or is this Adding to a More Negative One?

 

I’m really not sure what to say about this video, its message, and the impact (if any). I also am not sure what it says overall about the people it will ultimately reflect upon and clump together into one classification. Is this a fun and possibly healthy image of grandmothers and grandfathers shedding and shaking away the frail stereotype normally associated with getting older? Or is this somehow only adding to the negative stereotypes about Black people?

I start thinking of the buffoonery we once used to fight so hard against, and I wonder if we really have gone full-circle and found ourselves smack-dab in the middle of where we once were; if we have grown to accept not only other nationalities laughing and mocking us, but also embracing it as a reality for ourselves–so we too take part in this…we too find it acceptable; so we laugh, dance, smile, shuck and jive, and roll around comfortably in mediocrity.

Are we really in that much pain that we would rather entertain ourselves in this manner than uplift ourselves out of our pit of shame and despair? What message are our children really getting? Where is our dignity? When is enough truly enough? I believe that music and dance is healthy, healing, and cleansing–but does the “Frankie Leg” fall into those categories?

I am still letting all of this soak into my mind (which may be dangerous). But let’s have a healthy conversation about it shall we?

 

Copyright 2011. Natasha L. Foreman. The Paradigm Life. Paradigm Life. Rights Reserved.
Video provided by YouTube

A Focus on Dignity and Non-Violence at Coretta Scott King Young Women’s Leadership Academy

By Natasha L. Foreman, MBA

On April 15th I was honored to lead a Dignity Day session as a HOPE Corp Volunteer through Operation HOPE (HOPE) at the Coretta Scott King Young Women’s Leadership Academy (CSKYWLA) in Atlanta.

What is amazing is how the majority of this class of ninth graders were initially completely turned off to the idea of having to listen to yet another speaker that day as they were just returning to their classroom from an assembly that focused on the theme of 100 days of Non-Violence…so they were shifty and closed off. But about 15 minutes into our conversation some of the girls who had crossed arms were soon raising their hands and answering questions.

I started off by talking about the concept of legacy and that that day we were laying the foundation and road map for them to create and eventually leave behind a strong, dignified legacy. I had them define the term legacy in their own words and then share some of their dreams, goals and aspirations. Then as our conversation deepened I shared with them the history of how HOPE was founded, the services and programs that HOPE offers, and I started to weave a story where life included them and their legacy.


I think helping them share the names of empowered and dignified women they see in their family, community, and elsewhere who had similar or worse lives growing up helped them to see that they too could be those same type of women- that they are these women but in-training and with the potential to do more and help more in the long run because they are being equipped with the tools at a young age; and our adversity isn’t an excuse to let life pass us by or a crutch to coast through life doing and expecting the bare minimum, but a reason and motivation to excel and succeed.

These young ladies were shocked to hear that the civil rights movement as it pertained to Dr. Martin Luther King, Jr and Ambassador Andrew Young was sparked, motivated, and pushed along due to their wives Coretta Scott King and Jean Childs Young- two women who endured and overcame adversity and strife. Hearing this information made many of these girls sit up straight in their chairs and listen intently.

                        

When I spoke about not holding grudges, and that forgiving people is not to benefit the person they were forgiving but to help themselves heal, grow, and overcome- some girls shifted in their seats their seats, a few others rolled their eyes in disbelief; but then when I mentioned Oprah Winfrey, Maya Angelou, Iyanla Vandzant and their ability to forgive their abusers and using strife as a launching pad towards success- some of the girls started naming other people like Fantasia and Tyler Perry who was sexually and physically abused and how he also overcame and pushed himself to success.

We discussed the concept of family and that it isn’t just our immediate family we need to be concerned about but our neighborhoods, cities, state, our country, and our global family. Because I know that girls can be equally as cutthroat as boys, I made sure that we had a heart-to-heart chat about trash-talking and “clowning” people and how although initially it can be lighthearted and funny, it can also be crippling and tear apart our “extended” family.

We discussed being relevant not only in this country but globally, and that true wealth (spiritual, financial, etc) can only be maintained long term by leading a dignified life, not by living up to the negative stereotypes that are projected globally about Black females. We discussed self-empowerment and not waiting on the government or specific programs to help us, that we have to help ourselves. That we shouldn’t be waiting for someone else to pick up trash on our sidewalks- we should pick it up ourselves.

We shouldn’t be waiting for someone else to cover the graffiti on our walls and buildings- we should paint over it ourselves; we shouldn’t wait for someone else to beautify our streets and parks with trees and flowers- we should plant them ourselves. I explained that they should be volunteering in their community through church or some other organization taking pride in restoring, building, maintaining, and beautifying their neighborhoods.

We had a pretty good time. We laughed and talked about boys and expectations of being respected by males and all people when you carry yourself with respect and dignity. We discussed the language of money and being financially literate, and how this literacy will empower them. It was refreshing to see that many of them have savings accounts and that two of the students had traveled abroad- one to London and the other to the Bahamas. Two young passport carriers living in an underserved and underrepresented area of Atlanta- doesn’t that give you hope? It gives me hope and encourages me to continue my work in the community, and my work through Operation HOPE.

I hope more men and women find it in their hearts to invest one hour of their time at least once per month to volunteer in a church, in a class room, or in a youth center through Operation HOPE. One person can make a difference!

Copyright 2011. Natasha L. Foreman. All Rights Reserved.
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natashaforeman.info
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>Back to the Future

>Sometimes your past isn’t as far behind as you think…when it collides with your present, you have to decide your next step…but don’t let fear make the decisions for you!
There are no accidents…everything happens for a reason. So learn to walk in love, and live without regrets.

Copyright 2010 Natasha L. Foreman. All Rights Reserved.